Land a Loan

The 5 Cs of Credit

Here are the five key elements a borrower should have to obtain credit from a banking institution:

 

  1. Character – demonstrate integrity
  2. Capacity – have sufficient cash flow to properly service your loan obligation
  3. Capital – be able to demonstrate your net worth
  4. Collateral – have necessary assets to secure the debt
  5. Conditions – be mindful of your own personal conditions as well as the overall economy
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Talk is cheap.

 

Green Bank continues to provide:

  • A commitment to look beyond the balance sheet to understand your complete position
  • Personalized underwriting
  • Fixed and floating loan choices
  • Flexible term periods

 

Look how we’re growing:

  • $100 million increase in loans and lines of credit in Q4 2010
  • Loan receivables grew nearly 50% during 2010 to more than $550 million
  • Deposits have grown to more than $700 million due to competitive choices in the $100,000+ range and our emphasis on customer service.

 

Interested in learning more about our commercial loans?

Talk to a commercial banker:

Houston - (713) 316-7008

Austin - (512) 617-6850

Dallas - (972) 528-6750