Owner Occupied Real Estate

20-Year Commercial Real Estate Terms

We are now offering up to 20-year maturity and amortization for owner-occupied property loans $250,000 to $5 million. Two interest rate options are available; both take full advantage of today's low rates. 

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Interested in Landing a Commercial Loan?

Green Bank continues to write commercial loans. 

Interested in learning more?

Is your Earnings Credit Rate great?

Ours is. And we’re proud of it -- an impressive 1.0%!

Talk to your banker about Green Bank’s complete line of treasury management services. You just might be able to get more (service) for less (fees).

How your deposits stimulate Texas business

We’ve been busy the last four years and have achieved steady and smart expansion. In that time, a growing number of Texans have chosen Green Bank and have been delighted with our service and efficiency.   As a result, we have fostered growth through more loans and lines of credit.  We have also quadrupled in size. 

 

To continue our successes, we need to increase our deposit base.  Take a moment to check out our market-leading rates.

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Focused on Austin, Dallas and Houston

According to the Dallas Fed, from 2000 to 2013, Texas led the nation in job growth at 24.9% vs. a national average of 4.7%--more than half of these new jobs fell in the two highest wage quartiles.

 

  • Austin – Top 10 growing MSA; Forbes rates it as #1 for future job growth
  • Dallas - #4 MSA in the US; ranked #3 as the home for Fortune 500 companies
  • Houston - #5 MSA in the US; ranked #2 as the home for Fortune 500 companies

Green Bank’s new real estate loan options let you finance commercial real estate assets up to 20 years. Available for business owners who want to finance their new or existing commercial real estate.

The real advantage of choosing Green Bank is our speed of approval, willingness to look at complex financials, better LTV requirements and servicing—we write loans to keep.

 

  • Available for amounts of $250,000 to $5 million
  • Can be used to purchase or build a new property or re-finance, expand or remodel existing facilities
  • Available terms up to 20 years
  • Great fixed or floating rates of interest available:
    • Fixed Rate - 4.25% for first 5 years; then re-priced every five years to One Year Libor + 4.25%
    • Floating Rate – 30 Day Libor + 3.50%; re-priced on the first day of each month
  • .50% origination fee (appraisal, ESA, survey, attorney, etc.)
  • Maximum of 80% loan to value, including fees financed
  • No prepayment penalty for floating loan
  • Pre-payment penalty fee applicable during the first three years: 2%, 2%, and 1% fee on fixed rate loan option
  • Payments must be made through auto debit from a Green Bank account.

 

Additional fees and closing costs may apply. Other restrictions may apply.    
Credit worthiness must be established.


Interested in learning more about our commercial loans?

Talk to a commercial banker:

Houston - (713) 316-7008

Austin - (512) 617-6850

Dallas - (972) 528-6750