Checking
How your deposits stimulate Texas business
We’ve been busy the last four years and have achieved steady and smart expansion. In that time, a growing number of Texans have chosen Green Bank and have been delighted with our service and efficiency. As a result, we have fostered growth through more loans and lines of credit. We have also quadrupled in size.
To continue our successes, we need to increase our deposit base. Take a moment to check out our market-leading rates.
Click here to learn more.Personal Checking
Keep on top of account balances by using our no-cost online banking system or by calling our 24-hour telephone banking system. Transfers between accounts can be completed (at no charge) by using one of these services as well.
Why complicate things? At Green Bank, we offer two checking account choices—Green Choice Checking or Eco Checking.
Simplicity makes both spectacular. Either way, VISA Debit Cards are available, plus there is no charge for Online Banking, Online Bill Pay or our 24-hour phone banking system. And with the Green Choice Checking Account, we will refund the surcharge that other banks charge for using their ATM machines in the US.
| CONSUMER CHECKING ACCOUNTS | ||
| Eco Checking | Green Choice Checking | |
| Minimum to Open | $100.00 | $100.00 |
| Interest Tiers by Balance | Non‐interest earning account | $0 to $24,999 $25,000 to $99,999 $100,000 and over |
| Interest Information | None | Calculated on daily ledger balance; paid monthly |
| Minimum Balance or Requirements to Avoid Service Charge | $500.00 average ledger balance | $5,000.00 average ledger combined deposit balances |
| Service Charge | $5.00 per month | $10.00 per month |
| Transaction Limits & Charges | None | None |
| Surcharge auto-refunds for Non‐Green Bank ATM withdrawals | None | Unlimited; US only |
| Green Bank ATM Transaction Fee | $1.00 at Non‐Green Bank ATM | None |
| Check Images | Not available | Images in statements |
| *See a Green Banker for complete account information. Lines of Credit Available; Subject to Credit Approval. VISA Debit Cards Available. | ||
Green Choice Checking
Our interest-bearing Green Choice Checking includes all the basics, and then some. Like no-cost ATM usage at any machine. Either unlimited check writing (with paper statements) or all-electronic banking, including electronic statements. It’s your choice.
Green Choice Checking benefits include:
- $100 minimum to open
- Monthly service charge of $10.00 is waived if the average daily balance for the monthly statement cycle exceeds $5,000.00 in this account or any combination of deposit accounts with us.
Tier Balances:
- $0.00 – $24,999.99
- $25,000.00 – 99,999.99
- $100,000 and above
Limitations: None
Features: FREE:
- Online Banking
- Bill Pay
- E-Statements or Paper Statements
- Visa Debit Card Available
- ATM Transactions
- No Charge – Any Green Bank ATM
- Auto Refund – We automatically refund outrageous fees other banks charge
Eco Checking
Designed with ecology in mind—the Eco Checking account includes online banking at no cost and monthly electronic statements.
It’s also designed with economy in mind—the $5.00 monthly service charge will not apply if you maintain a $500 average ledger balance.
Features:
- $100 minimum to open
- Online Banking
- Bill Pay
- E-Statements or Paper Statements
- Visa Debit Card available
- ATM Transactions
- $1 charge for using a non-Green Bank ATM; other bank’s surcharge also applies
Overdraft Services
Link your checking account to another account--checking, savings or money market account. Transfers from savings or money markets are subject to transaction limitations. There is no fee for the transfer between accounts and no NSF fee charged.
Apply for Check Plus Line of Credit – there is no fee unless the Check Plus LOC is used; NSF fee is not charged.
Keep on top of account balances by using our no-cost online banking system or by calling our 24 hour telephone banking system. Transfers between accounts can be completed (at no charge) by using one of these services as well.