Personal Banking

Rates as of 09/07/2008

Personal Transaction Accounts Rate APY*
Totally Green
Balances $0 to $24,999.99
Balances $25,000.00 and over
Hybrid
Balances $0 to $24,999.99
Balances $25,000.00 and over
Personal Money Market Accounts Rate APY*
Totally Green Money Market
Balances $0 to $9,999.99
Balances $10,000.00 to $49,999.99
Balances $50,000.00 to $99,999.99
Balances $100,000.00 and over
Basic Money Market
Balances $0 to $9,999.99
Balances $10,000.00 to $49,999.99
Balances $50,000.00 to $99,999.99
Balances $100,000.00 and over
Business Transaction Accounts Rate APY*
Advantage Checking
Balances $0 and Above
Business Money Market Account Rate APY*
Premier Money Market
Balances $0 to $2,499
Balances $2,500 to $9,999
Balances $10,000 to $49,999
Balances $50,000 to $99,999
Balances $100,000 and over
Certificates of Deposit Rate APY**
Term
7 – 31 Days
1 Month
3 Months
6 Months
1 Year
2 Years
3 Years
4 Years
5 Years
Retirement Accounts Rate APY*
Term
6 Months
1 Year
18 Months (Fixed)
18 Months (Variable)
2-1/2 Year
5 Years

1) Rates are subject to change without notice. Fees may reduce earnings.

2) Certificates of Deposit and Retirement Accounts are subject to penalty for early withdrawal.


*Annual Percentage Yield (APY) is based on monthly compounding.

**Annual Percentage Yield (APY) is based on quarterly compounding with funds held to maturity.